Learning the Lingo: A Primer of Health Insurance Terms
Health Insurance Terminology for the Consumer While jargon and acronyms (or more often and accurately, initialism) are ways to increase...
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Mar 8, 20222 min read
Why You Might Want to “Fear the Steer”
Who Would Steer You to Fill Prescriptions at Their Own Specialty Pharmacies? They Decide Your Destination We have shared multiple...
Feb 24, 20223 min read
It’s No Surprise the No Surprise Act is Under Attack
We recently wrote about the No Surprises Act (NSA) which impacts anyone paying bills for healthcare and went into effect at the start of...
Feb 15, 20224 min read
Decoding & Understanding Those Dreaded Medical Bills
As part of our ongoing efforts to empower readers to be better health care consumers, this entry is intended to help you untangle medical...
Jan 11, 20223 min read
When No Surprises are a Good Surprise
One of the best “surprises” of 2022, which affects anyone paying bills for healthcare, is the “No Surprises” Act.(1) It went into effect...
Jan 4, 20224 min read
Employment Trends for 2022 and How to Manage the Most Difficult One
The pandemic’s disruption on the economy and employment has been historical in both its impact and scope. As we enter the third year of...
Dec 7, 20213 min read
The Cost of Prescriptions
The Cost in Financial Terms The previous CIPKY blog addressed many issues created by Pharmacy Benefits Managers (PBMs), including the...
Nov 17, 20213 min read
PBM Warnings & Ramifications
Our blogs have previously addressed how traditional Pharmacy Benefits Managers (PBMs) can increase the price of prescribed medications....
Nov 2, 20212 min read
Hidden Costs of COVID
The estimated death toll attributed to the COVID -19 virus is now over 700,000.(1) As of this writing, it is adding about 1,500 more...
Oct 19, 20214 min read
Just How Accurate Are Those COVID Tests?
We have featured a couple of health bill horror stories in the past (“No Rhyme, No Reason” and “No Rhyme, No Reason, Redux”). There is...
Oct 5, 20212 min read
What’s the 411 About 340B?
If you have recently seen articles or advocacy advertisements about a US federal drug pricing program named 340B and wondered about it,...
Aug 31, 20213 min read
No Rhyme, No Reason, Redux
On July 15, 2021, we published a blog titled “No Rhyme, No Reason,” which examined some seemingly nonsensical pricing structures.(1)...
Aug 10, 20212 min read
National Healthcare Legislation That May Impact You
Our previous blog post looked at the 2021 Kentucky Legislative Session items that will impact some, if not all, healthcare consumers in...
Aug 4, 20213 min read
Kentucky Healthcare Legislation That May Impact You
The recently concluded 2021 Kentucky Legislative Session has a few items that will impact some, if not all, healthcare consumers in the...
Jul 28, 20212 min read
ERISA Compliance and Other Priorities for Doing Kentucky Small Business Health Insurance Correctly
ERISA (The Employee Retirement Income Security Act of 1974)(1) is a federal law that sets minimum standards for most voluntarily...
Jul 21, 20212 min read
Fine Print Is Needed
The unique state of healthcare in the United States has seen the rise of patient advocacy groups. The well-known among these...
Jul 15, 20214 min read
No Rhyme, No Reason
There is no shortage of hospital billing horror stories circulating in the U.S. culture, with many websites, social media accounts, and...
Jun 25, 20212 min read
When Dropping Below 2nd (or 3rd) Place is Progress for Your Bottom Line | Kentucky Benefits Advisors
Generally, healthcare is an organization’s second or third largest line-item expense. We have all seen a variety of annual plans renew,...
Apr 20, 20213 min read
When You’ve Been Fully Vaccinated | Kentucky Benefits Team
COVID-19 vaccines are effective at protecting you from getting sick. Based on what we know about COVID-19 vaccines, people who have been...
Apr 8, 20212 min read
Exploring Vision Insurance | Kentucky Benefits Advisors
According to WebMD, the eyes are the most highly developed sensory organs in your body. They report that more of your brain is dedicated...
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